2013 the best gold investment

2013 the best gold investment

2013 the best investment options: gold, real estate or stocks is what?

During the Christmas spirit is in us, because we are just Chirstmas session. There is a clip in the air, and hope that our breasts, as the recovery in the stock market seems to have burgeoned. But is this really? This seems to be a liquidity-driven rally, mainly by foreign institutional investors inflows led. Therefore, it is safe, it is expected the stock market will go from here?

As it is, most investors have missed the rally, Sensex index has been restored to about 25% now. 25% is not exactly the stuff nose, which is also higher than the returns of gold and property safety, the current darling of investors. Does it say anything?

It should. This shows that not a shred of doubt that different asset classes in different periods honor, they offer low returns is not a sensible approach. It also reiterated the fact that the stock can bounce back and doing quite clever, in double quick time. MF poor return on their investment portfolio is now showing respectable 8-12% return, based on their investment, the composition of the portfolio.

Most problematic investors € ™ s heart is now what they should do in 2013. Well, I do not have Oracle, you need to accept at best provide a peek into the future 50:50 opportunities. Let us therefore rely may point to the possible development trends and investment options that can accommodate potentially possible deduction.

1. Debt instruments: I do not € ™ t have to be a genius to say, and now interest rates are at a peak. So, for all those who need to be assigned to the debt, this may be the best time. The more so, because the rate of return offered are good. Bank descriptors provide 1-5 year period of approximately 9.25% -10%. Know that this can only be down, it is time to lock these rates.

At this point, we have many problems, tax-exempt bonds are lined up for retail investors to provide about 7.7-7.8% in the 10-15 years old, lives. Tax-free return to this degree, it is over such a long period is attractive. Those looking for accrued expenses over time, you should seriously consider these tax-exempt bonds. While looking at their ratings.

Debt Service Fund holds great potential. Especially in the long-term funding is ready to harvest down the rate hike cycle, which may be sustained in the next 2-3 years. Actively managed bond fund is a better bet, as it will allow the fund manager to take an active call duration, and an underlying asset of the fund should enter.

Investment in the beginning of the year, will allow investors to capture a better price. These people who do not want long-term money, you should look at tax-exempt bonds and longer term FDS.

Stocks: Now, this is serious difficulties. Many people are increasingly optimistic about the stake. 

Although the local government has to get rid of inertia and the actual situation in many industries have begun to reform path, the need for a substantial increase. For example, open retail is one thing to set up the store for the contestants is entirely another. There are about forty prior approval, a clear need to open a store, so that all approvals, no lubrication palm (Wal-Mart wants to try), is a good, challenging! The Government has tied the knot metal industry is not iron ore, bauxite is not, because those in this area has a huge problem. Coal availability is also an issue. This is what a lot of other departments in the case, some smart regulations alone will not pump prime economy. We need to seriously cut red tape, as the economy continues to move forward.

What is the current liquidity fueled rally. This is obviously unpredictable and unsustainable. However, things can be improved if the government clears the multiple barriers, scattered on the highway growth, more will. However, since we are approaching the next election in 2014, it is expected a lot of populist measures the deficit in 2013 will worsen and hamper the economy.

Long-term equity investments. If we go, 2013 will be the year when you should continue to invest in equities and systematic basis, continue to put money. They did not return, this year's forecast is possible, however, the stock market's long-term outlook remains bullish.

Gold: Gold has given a very good return in rupee terms, but not in U.S. dollars. This year is expected to rise Rs. Therefore, the expected return on gold muted. Investment in the metal, but the exposure to maintain 5-10% of the investment portfolio, and nothing more. Regularly do these investments, exchange-traded funds.

Property: Many people have the funds available from all sources, and put it property. Property prices have been established to a certain extent, even pretended to find it difficult to buy at current prices increased. Growth will be there but will be muted, especially in markets such as Mumbai, Delhi, Bangalore, prices have risen in the past. Growth will come from those who invest in the second and third tier cities. When an investment property, due diligence and investment, if you provide an attractive price.

Speaking of all this, draw a wide range of asset allocation, and in these persist. A small deviation due to tactical reasons, is fine. However, just because an asset class performed well at this point completely changed the asset allocation that will ensure that you set up your own future disappointment. For this, I'm Donna € ™ t be Oracle. It is quite obvious, ISNA € ™ t it?